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Friday, February 28, 2020

UNIT TEST PAPER SOLUTION 29/02/2020

UNIT TEST PAPER SOLUTION 29/02/2020




Sarv shixa abhiyan gujarat Take Unit Test In every month and every saturday. Unit test Taken In All government Primary schools In gujarat.  Unit test also called as Periodical assessment Test. Unit Test Taken in Standard 3 to 8 for various subject in all primary school. We also Put Unit test Paper solution in every unit test for each subject of every standard. For unit Test Paper solution also Visit our official website www.theshortblog.com  Now Sarv shixa abhiyan SSA going to Give Unit test Personel notebook to Every students.



Premium Location Charge - This fee is to reimburse https://www.dollar.com/ for concession fees paid to airports at Vancouver, Toronto, Halifax, Moncton, Saint John, Montreal, Calgary, Charlottetown, London and Edmonton.

Mutual funds work by pooling your money with the money of other investors and investing it in a portfolio of other assets (e.g., stocks, bonds). This means you’ll be able to invest in portfolios that you wouldn’t be able to afford alone because you’re investing alongside other investors.
For example, there are large-cap, mid-cap, and small-cap mutual funds, but also mutual funds that focus on biotechnology, communication, and even Europe or Asia.
Mutual funds are extremely popular because they allow you to pick one fund, which contains different stocks, and not worry about putting too many eggs in one basket (as you likely would if you bought individual stocks), monitoring prospectuses, or keeping up with industry news.


Ferry Transaction Recovery Fee - This fee is to reimburse https://www.dollar.com/ for ferry fees paid to the City Centre Terminal Corp. (Billy Bishop Airport).



Parking Charge Recovery Fee - This fee is to reimburse https://www.dollar.com/ for the high cost of parking at certain locations.



Environmental Recovery Fee - This fee is to reimburse https://www.dollar.com/ for the Environmental Recovery Fee that is paid when purchasing products that require special disposal, such as oils, oil filters, etc.



Brief  Detail of Primary school Unit Test paper Solution ::::





Exam body ::: Sarv shixa abhiyan



Exam date :::: 29-2-2020



Standard :::  4 to 8



Subject ::    STD. 4 - Gujarati

                   STD. 5 -  EVS

                   STD. 6 -  Science

                   STD. 7 - Gujarati

                   STD. 8 -  Hindi

                   STD. 8 -  Sanskrit

category ::: paper solution



Paper solution by :::







IMPORTANT LINK FOR DOWNLOAD PAPER SOLUTION ::::




DOWNLOAD PAPER SOLUTION FORM HERE STD. 4 GUJARATI



DOWNLOAD PAPER SOLUTION FORM HERE STD. 5 EVS



          DOWNLOAD PAPER SOLUTION FORM HERE STD. 6 SCIENCE




          DOWNLOAD PAPER SOLUTION FORM HERE STD. 7 GUJARATI 


     
          DOWNLOAD PAPER SOLUTION FORM HERE STD. 8  HINDI



          DOWNLOAD PAPER SOLUTION FORM HERE STD. 8 SANSKRIT


Unit Test Paper solution std 4 to 8



Periodical Assesment Test Paper solution 2020

Sunday, February 23, 2020

Xiaomi Mi Mix Alpha made more expensive than iPhone 11

Xiaomi Mi Mix Alpha made more expensive than iPhone 11



The price of this wrapping screen foldable smartphone launched in China recently is more than Apple iPhone 11. (Photo courtesy- Mi.com) ...

Chinese smartphone manufacturer Xiaomi has made its most expensive foldable 5G smartphone Mi Mix Alpha available in India. The price of this wrapping screen foldable smartphone launched in China recently is more than Apple iPhone 11. It has been launched in China for a price of ¥ 19,990 (about Rs 2,00,000). The company has given information about the availability of this smartphone in India from its official Twitter handle. The company has released a video teaser of this smartphone in its tweet. Also, it has also given information about which cities in India will be made available.

India's first 5G smartphone!



Xiaomi has not disclosed the price of this smartphone in its tweet, but it is being promoted as India's first 5G smartphone. At the same time, Realme X50 Pro 5G will be launched tomorrow i.e. on 24 February. Realme is also promoting it as India's first 5G smartphone. At the same time, on 25 February, iQOO is going to hit the entry in India with its iOQQ 3 5G smartphone. In this way, 5G battle will be seen in India this year among the smartphone maker companies.



Xiaomi wrote in his tweet, 'Mi Fans future is going to come in your Mi Homes. Mi Mix Alpha is India's first 5G smartphone to be launched in select Mi Homes and it can be purchased from Mi Homes Embassy Tech Village and Indiranagar, Bengaluru from tomorrow i.e. 22 February. At the same time, the company is also going to bring its video teaser to Mi Homes in 8 more cities of the country.

Mi Mix Alpha will be made available in the following cities soon.



  • Ambience Mall, Gurugram
  • Mi Road, Jaipur
  • Punjabi Bagh, Delhi
  • Madhapur, Hyderabad
  • Mall of India, Noida
  • South City, Kolkata
  • Infinity Mall, Mumbai
  • PMC, Chennai



Features of Mi Mix Alpha


Talking about the features of Mi Mix Alpha concept smartphone, it has a 7.92-inch surroundable foldable display. The phone comes with 12GB of RAM and 512 GB of storage option. Qualcomm Snapdragon 855+ chipset processor has been used in it. To give power to the phone, 40W fast charging technology has been used in it. Talking about the camera feature of the phone, it has a triple camera setup. The phone has a primary sensor of 108MP. Also, it has a 20MP ultra wide camera sensor with a 117 degree field of view. It also has a 12MP depth sensor. A horizontal bandage is used only for camera setup in the back of the smartphone. Apart from this, you can only see the display in the entire phone.

GSEB STD. 10 SSC IDEAL ANSWER SHEET SAMPLE PDF

GSEB STD. 10 SSC IDEAL ANSWER SHEET SAMPLE PDF



DOWNLOAD PDF FROM HERE


What is SIP?

Systematic Investment Plan, commonly referred to as an SIP, allows you to invest regularly a fixed sum in your favorite mutual fund scheme/s. In SIP, a fixed amount is deducted from your savings account every month and directed towards the mutual fund you choose to invest in.
Types of Mutual Funds: What is Mutual Fund & Specialized Mutual Funds in India
Considering investing in Mutual Funds?Then it is of utmost importance to understand the various mutual fund types and the benefits they offer. Mutual fund types can be classified based on the following characteristics.

DOWNLOAD PDF FROM HERE

1. Based on Asset Class

a. Equity Funds

Equity funds primarily invest in stocks, and hence go by the name of stock funds as well. They invest the money pooled in from various investors from diverse backgrounds into shares/stocks of different companies. The gains and losses associated with these funds depend solely on how the invested shares perform (price-hikes or price-drops) in the stock market. Also, equity funds have the potential to generate significant returns over a period. Hence, the risk associated with these funds also tends to be comparatively higher.

b. Debt Funds

Debt funds invest primarily in fixed-income securities such as bonds, securities and treasury bills. They invest in various fixed income instruments such as Fixed Maturity Plans (FMPs), Gilt Funds, Liquid Funds, Short-Term Plans, Long-Term Bonds and Monthly Income Plans, among others. Since the investments come with a fixed interest rate and maturity date, it can be a great option for passive investors looking for regular income (interest and capital appreciation) with minimal risks.

c. Money Market Funds

Investors trade stocks in the stock market. In the same way, investors also invest in the money market, also known as capital market or cash market. The government runs it in association with banks, financial institutions and other corporations by issuing money market securities like bonds, T-bills, dated securities and certificates of deposits, among others. The fund manager invests your money and disburses regular dividends in return. Opting for a short-term plan (not more than 13 months) can lower the risk of investment considerably on such funds.

d. Hybrid Funds

As the name suggests, hybrid funds (Balanced Funds) is an optimum mix of bonds and stocks, thereby bridging the gap between equity funds and debt funds. The ratio can either be variable or fixed. In short, it takes the best of two mutual funds by distributing, say, 60% of assets in stocks and the rest in bonds or vice versa. Hybrid funds are suitable for investors looking to take more risks for ‘debt plus returns’ benefit rather than sticking to lower but steady income schemes.

DOWNLOAD PDF FROM HERE

Saturday, February 22, 2020

Unit test paper solution 22/02/2020

Unit test paper solution 22/02/2020



Sarv shixa abhiyan gujarat Take Unit Test In every month and every saturday. Unit test Taken In All government Primary schools In gujarat.  Unit test also called as Periodical assessment Test. Unit Test Taken in Standard 3 to 8 for various subject in all primary school. We also Put Unit test Paper solution in every unit test for each subject of every standard. For unit Test Paper solution also Visit our official website www.theshortblog.com  Now Sarv shixa abhiyan SSA going to Give Unit test Personel notebook to Every students.


Premium Location Charge - This fee is to reimburse https://www.dollar.com/ for concession fees paid to airports at Vancouver, Toronto, Halifax, Moncton, Saint John, Montreal, Calgary, Charlottetown, London and Edmonton.


Ferry Transaction Recovery Fee - This fee is to reimburse https://www.dollar.com/ for ferry fees paid to the City Centre Terminal Corp. (Billy Bishop Airport).

Parking Charge Recovery Fee - This fee is to reimburse https://www.dollar.com/ for the high cost of parking at certain locations.

Environmental Recovery Fee - This fee is to reimburse https://www.dollar.com/ for the Environmental Recovery Fee that is paid when purchasing products that require special disposal, such as oils, oil filters, etc.

Brief  Detail of Primary school Unit Test paper Solution ::::

Exam body ::: Sarv shixa abhiyan


Exam date :::: 22-02-2020


Standard :::  6 to 8


Subject ::   STD. 6 -English



                   STD. 7-  Science



                   STD. 8 - Gujarati


category ::: paper solution


Paper solution by :::

IMPORTANT LINK FOR DOWNLOAD PAPER SOLUTION ::::







Unit Test Paper solution std 6 to 8


Periodical Assesment Test Paper solution 2020

Friday, February 21, 2020

GSEB HSC Science, HSC General Stream, SSC Exam March 2020 Hall Ticket Www.Gseb.Org

GSEB HSC Science, HSC General Stream, SSC Exam March 2020 Hall Ticket Www.Gseb.Org




Download : 


SSC Hall ticket : Click here

Download suchana Pressnote : Click here.

GSEB SSC Hall Ticket 2020: Gujarat Board 12th Hall Ticket 2020 will be soon available at gseb.org. The Gujarat Secondary and Higher Secondary Education Board (GSEB) will soon be releasing the GSEB Hall Tickets 2020 for the Class 10 exam to be held from 5th March 2020. Upon its release, students can get hall tickets from their respective schools. The schools can download the Gujarat Board 12th Hall Ticket 2020 from the official website of the board at gseb.org. The Gujarat Board Halltickets 2020 is released two weeks before the exam so that students have sufficient time to check for any error.

*CBSE CAREER GUIDENCE*

After downloading the 2nd Year Hall Tickets 2020 the students are required to get attested from the principal; after which they will be considered valid for the exam. Read on for more information related to downloading the GSEB HSC Hall Ticket 2020 and general queries related to the exam.

GSEB SSC 12 Science Board Exam Hall Ticket Available Now.


The Gujarat Secondary and Higher Secondary Education Board (GSHSEB) has released the hall tickets for the science stream practical examination. Earlier, the Gujarat Board has released an official notification announcing that the students will be able to download their hall tickets for practical examination February 10 onwards.

GSEB SSC/HSC DUPLICATE MARKSHEET, MIGRATION CERTIFICATE RELATED PRESSNOTE


According to a GSHSEB official, the board has already announced the examination centres. The practical exams for physics, chemistry, and biology subjects will be conducted from February 14 to 24. The hall tickets of the students appearing for the examination will be available on the official website i.e. gseb.org and sciprac.gsebht.in.

Application number and index number or birth date is needed to download the GSHSEB Gujarat class 12 Board practical admit cards. Students who are reappearing for the examination can use the SID of their hall tickets.

GSHSEB Gujarat 12th Board Practical Admit Card: How to download


Step 1: Visit the official website of GSHSEB i.e. gseb.org

Step 2: click on the 'board official website' section

Step 3: Click on the link that says GSHSEB Gujarat 12th Board practical admit cards

Step 4: Fill in the required details like application number and index number or birth date

Step 5: Your admit card will appear on a new page

Students must note that to make the admit card valid, the students, their class teacher, and school principal should sign on the printout of the GSHSEB hall ticket. The printout should also bear the school’s seal. Admit card is a mandatory document. No student will be allowed to appear for the examination without the admit card.

Gujarat Secondary And Higher Secondary Board Hall Ticket March 2020 Gseb.Org


The GSEB Hall Tickets 2020 will be released by the board two weeks prior to the exam, i.e., in March 2020. As per the schedule followed by the board and the released time table, the exams will be conducted from 05 March 2020 to 21 March 2020. The Gujarat Board Admit Cards 2020 contains information such as student’s names, photographs, examination center name and address, name of exam for which appearing, school or college name and similar other details.

The GSEB Board HSC Hall Tickets 2020 for all the streams that are arts, commerce, and science will be released at once. Students must know that during the examination they should always keep with them the gseb hsc hall ticket 2020 for the purpose of verification when asked by any authority.

GSEB SSC, HSC Hall Ticket Overview


GSEB HSC Board Exam Time Table 2020 Download: Gujarat Secondary & Higher Secondary Education Board, Gandhi Nagar is going to conduct the annual higher secondary exams. Board examination of Standard 12 and 10 will begin on 5th March 2020. Class 12th last exam will take place on 21st 2020, while the board’s practical exams will begin on February 14. Board will be released the 12th Std Exam Full Time Table 2019-20 PDF very soon at www.gseb.org. Enrolled students can check the 12th General/Science /Commerce/Arts Timetable from below given links.

GSEB SSC Hall Ticket 2020 for Science practical examination will be uploaded on February 01, 2020, on the board’s official website. Science and General stream hall ticket releases at the school login. So, the access to download the admit card for all the desired students lies in the hand of the school heads. Gujarat Secondary and Higher Secondary Education Board (GSEB) releases the hall ticket notification on its official website- gseb.org. So, to attain GSEB HSC Hall Ticket 2020, the students need to visit their respective schools. Scroll down the page to know more about hsc hall ticket.

HSC exams are going to take place in the first week of March. Before this, the hall ticket is issued to all the desired students of class 12th. Previously, Gujarat board released the hall ticket on February 25. Along with this, the list of centres for the collection of hall ticket was also available. Looking at previous year schedule, we are expecting the same for this year too. The students can have a look at the table below to know the important dates regarding the hall ticket.

GSEB HSC Hall Ticket 2020 for Science practical examination will be uploaded on February 01, 2020, on the board's official website.

Visit the GSHSEB, Gujarat Board website.

Click on the link that highlights School Exam Hall Ticket for HSC, SSC Exams 2020.

Enter the required student’s details e.g. Application No, Date of Birth etc.

Click on the submit button.

The hall ticket will appear for the students.

Kindly download & print it.

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GSEB HSC Science, HSC General Stream, SSC Exam March 2020 Hall Ticket Www.Gseb.Org

These 5 ways will get your lost smartphone

These 5 ways will get your lost smartphone


HIGHLIGHTS


  • The loss of an iPhone or it can be said that the loss of any one smartphone is a worrying event in itself.



  • If something similar has happened to you too, today we are going to tell you how you can find your lost iPhone.

The loss of an iPhone or it can be said that the loss of any one smartphone is a worrying event in itself. This is because once the phone is lost, taking a new phone again is an expensive deal. For this reason, it can be said that your smartphone / iPhone is lost.

Apart from this, smartphones now not only have your personal information, personal photos, videos and music library. Apart from this, a lot of information is stored in your phone, which is very important for you, in addition to this, the login of your social media apps is also in this phone, now if it is lost then you may have a big problem.

How to track lost IPHONE?



  • Let me tell you that you have to use it on Find My iPhone.
  • Apart from this, you can also track your lost iPhone through Apple's Family Sharing.
  • For this you will also have to use Google timeline.
  • Apart from this, you can also try with Google Photos.
  • You can also do this using location tracking apps.
  • You can find your lost iPhone by using all these methods, although today we are not going to tell you about all these methods, but we are going to tell you about the first method. This is the first way of Find My iPhone, then tell you how to find your iPhone through it. So let's get started and know how you can do that.


Find lost phone using Find My iPhone



  • Let me tell you that if your lost phone has Find My iPhone enabled, then you have to take the following steps.
  • Locate your mobile phone
  • To protect the data of your iPhone, you will have to use Lost Mode or Erasing Data Remotely.


How to find your lost IPHONE?



  • For this, you have to go to your computer and go to icloud.com, after that you will have to sign in.
  • After doing this you have to click on Find my phone link.
  • Now you are in the map interface of Find My iPhone, go to the drop down menu here and click on your lost iPhone. By doing this, you are going to know the location of your iPhone, and you can get it now or later.


How to delete data in IPHONE?


You have to click on erase iPhone for this, and after that you can remotely delete your iPhone, after that all your data is going to be erased from here. However one thing you have to take care of here is that you copy your necessary photos, videos and music so that this data gets deleted once you are deleted once again.

Wednesday, February 19, 2020

CBSE CAREER GUIDANCE PDF DOWNLOAD


CBSE CAREER GUIDANCE  PDF DOWNLOAD




DOWNLOAD PDF FROM HERE


A mutual fund is an investment vehicle where many investors pool their money to earn returns on their capital over a period. This corpus of funds is managed by an investment professional known as a fund manager or portfolio manager. It is his/her job to invest the corpus in different securities such as bonds, stocks, gold and other assets and seek to provide potential returns. The gains (or losses) on the investment are shared collectively by the investors in proportion to their contribution to the fund.

Why invest in mutual funds


There are many benefits of investing in mutual funds. Here are some important ones -

1.    Professional expertise


Consider a situation where you purchase a new car. But the catch here is that you don’t know how to drive. Now, you have two options:

i) you can learn how to drive
ii) you can hire a full-time driver

In the first scenario, you would have to take driving lessons, pass the driving test and obtain a license. But if you don’t have the time for driving classes, it is better to opt for a driver. Same is the case with investments.

Investing in financial markets requires a certain amount of skill. You need to research the market and analyse the best options available. You need knowledge on matters such as macro economy, sectors, company financials, from an asset class perspective. This requires a significant amount of time and commitment from you.

But if you don’t have the skill or the time to delve deep into the market, investing in mutual funds can be an excellent alternative. Here, a professional fund manager takes care of your investments and strives hard to provide reasonable returns. And just as you would pay the driver for his chauffeuring services, you have to pay specific fees for the professional management of your mutual fund investments.

2.    Returns


One of the biggest mutual fund benefits is that you have the opportunity to earn potentially higher returns than traditional investment options offering assured returns. This is because the returns on mutual funds are linked to the market’s performance. So, if the market is on a bull run and it does exceedingly well, the impact would be reflected in the value of your fund. However, a poor performance in the market could negatively impact your investments. Unlike traditional investments ,mutual funds do not assure capital protection. So do your research and invest in funds that can help you meet your financial goals at the right time in life.

3.    Diversification


You may have heard the saying: Don’t put all your eggs in one basket. This is a famous mantra to remember when you invest your money. When you invest only in a single asset, you could risk a loss if the market crashes. However, you can avoid this problem by investing in different asset classes and diversifying your portfolio.

If you were investing in stocks and had to diversify, you would have to select at least ten stocks carefully from different sectors. This can be a lengthy, time-consuming process. But when you invest in mutual funds, you achieve diversification instantly. For instance, if you invest in a mutual fund that tracks the BSE Sensex, you would get access to as many as 30 stocks across sectors in a single fund. This could reduce your risk to a large extent.

4.    Tax benefits


Mutual fund investors can claim a tax deduction of up to Rs. 1.5 lakh by investing in Equity Linked Savings Schemes (ELSS). This tax benefit is eligible under Section 80C of the Income Tax Act. ELSS funds come with a lock-in period of 3 years. Hence, if you invest in ELSS funds,
you can only withdraw your money after the lock-in period ends.

Another tax benefit is indexation benefit available on debt funds. In case of traditional products, all interest earned is subject to tax. However, in case of debt mutual funds, only the returns earned over and above the inflation rate (embedded in cost inflation index {CII}) are subject to tax. This could also help investors earn higher post tax returns.

DOWNLOAD PDF FROM HERE



Now parents will be able to control children, TikTok, got new family safety feature

Now parents will be able to control children, TikTok, got new family safety feature





A new feature has been introduced on the app by TikTok, which will give parents the option to control their children's activity. This feature has been introduced to make the app safe.

A new feature has been introduced on the short video making and sharing platform TikTok, with the help of which the parents will be able to control the account of their children. After the introduction of this feature named Safety Mode, parents will be able to control what kind of content their children will see on TikTok. This mode links the parent's account to their children's account. After this, a prompt related to screen management appears in the user's feed.

Coremac Keenan, head of Trust and Safety Europe, social media platform, said the app is working on the new feature. Some of the most popular users of the platform have been teamed up for this feature and the new prompt is being tested. He said, 'We want to keep our community informed about how much time they are spending on the platform. We also want to motivate them to spend time outside.

Parents got control


Giving details about the new feature in the blog post, Keenan said, "When people use TikTalk, we know that their experience is fun, clear and safe." We want to give users a secure experience on the platform and for this new features are also being constantly brought. We have now announced the Family Safety Mode, with the help of which parents or guardians will be able to control and keep a check on teens and children.

Quite popular in India


This short video making app has become increasingly popular in India. It can be understood from this that Indian users spent 6 times more time on TikTok in 2019 than in 2018. According to the data, in 2019, Indians have spent 5.5 billion hours of Tiktoking. According to mobile and data analytics firm App Annie, Android users spent a total of 900 million (90 million) hours on TikTok in the year 2018. In terms of growth, the app has surpassed Facebook.

Tuesday, February 18, 2020

Redmi 8A Dual now available for sale, read offers and features details

Redmi 8A Dual now available for sale, read offers and features details



Check offers available for purchase of Redmi 8A Dual ...

Xiaomi Redmi 8A is now available for sale on Amazon. This budget smartphone has been introduced in the competition of Realme C3. Dual has been paired with Redmi 8A because the device has two camera lenses. The 2GB RAM and 32GB storage variants of the smartphone are priced at Rs 6499 and its 3GB RAM 32GB internal storage variant is priced at Rs 6999.



Redmi 8A Dual is now available on Amazon India website. Talking about its offers, consumers can avail a 5 percent discount on EMI transactions by paying with ICICI credit card. However, this offer is available on the company's official website. It can be purchased from Amazon under the deal for Rs 6498. There is also an option to buy it at an EMI of Rs 306 per month. Redmi 8A Dual is being given 1 year warranty.



Features of Redmi 8A Dual: 


Redmi 8A Dual comes with new Xgrip Aura textures. This phone is available in blue, white and gray colors. For screen protection, Corning Gorilla Glass 5 has been given in it. The phone has a 2MP depth sensor with a 13MP primary lens. It also has an 8MP lens and AI mode for selfies. The phone's camera comes with Google Lens. Snapdragon 439 chipset has been given in the device. Its storage can be increased to 512GB with the help of microSD card. The phone has a 5000mAh battery, which supports reverse charging. The phone supports 18W fast charging.

GSEB SSC/HSC DUPLICATE MARKSHEET, MIGRATION CERTIFICATE RELATED PRESSNOTE

GSEB SSC/HSC DUPLICATE MARKSHEET, MIGRATION CERTIFICATE RELATED PRESSNOTE




Read pressnote:- Click here

IMPORTANT LINKS ::::::

For duplicate marksheet online registration click here

For SSC result from 1952 to 2019 and HSC result from 1978 to 2019 can apply online.

Duplicate marksheet fee:- 50rs

Migration certificate fee:- 100rs

Equivalence certificate fee:- 200rs

Speed Post charge:- 50rs

How To Buy And Sell Mutual Funds

Investors buy mutual fund shares from the fund itself or through a broker for the fund, rather than from other investors. The price that investors pay for the mutual fund is the fund’s per share net asset value plus any fees charged at the time of purchase, such as sales loads.
Mutual fund shares are “redeemable,” meaning investors can sell the shares back to the fund at any time. The fund usually must send you the payment within seven days.
Before buying shares in a mutual fund, read the prospectus carefully. The prospectus contains information about the mutual fund’s investment objectives, risks, performance, and expenses. See How to Read a Mutual Fund Prospectus Part 1, Part 2, and Part 3 to learn more about key information in a prospectus.

Understanding Fees

As with any business, running a mutual fund involves costs. Funds pass along these costs to investors by charging fees and expenses. Fees and expenses vary from fund to fund. A fund with high costs must perform better than a low-cost fund to generate the same returns for you.
Even small differences in fees can mean large differences in returns over time. For example, if you invested $10,000 in a fund with a 10% annual return, and annual operating expenses of 1.5%, after 20 years you would have roughly $49,725. If you invested in a fund with the same performance and expenses of 0.5%, after 20 years you would end up with $60,858.
It takes only minutes to use a mutual fund cost calculator to compute how the costs of different mutual funds add up over time and eat into your returns. See the Mutual Fund Glossary for types of fees.

Avoiding Fraud

By law, each mutual fund is required to file a prospectus and regular shareholder reports with the SEC. Before you invest, be sure to read the prospectus and the required shareholder reports. Additionally, the investment portfolios of mutual funds are managed by separate entities know as “investment advisers” that are registered with the SEC. Always check that the investment adviser is registered before investing.

Sunday, February 16, 2020

Punishment List For Employee and Students In Gujarat Board Exam 2020

Punishment List For Employee and Students In Gujarat Board Exam 2020





What Are Mutual Funds?

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates.

Why Do People Buy Mutual Funds?

Mutual funds are a popular choice among investors because they generally offer the following features:

Professional Management. The fund managers do the research for you. They select the securities and monitor the performance.

Diversification or “Don’t put all your eggs in one basket.” Mutual funds typically invest in a range of companies and industries. This helps to lower your risk if one company fails.
Affordability. Most mutual funds set a relatively low dollar amount for initial investment and subsequent purchases.

Liquidity. Mutual fund investors can easily redeem their shares at any time, for the current net asset value (NAV) plus any redemption fees.

What Types Of Mutual Funds Are There?


Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards.

Money market funds have relatively low risks. By law, they can invest only in certain high-quality, short-term investments issued by U.S. corporations, and federal, state and local governments.
Bond funds have higher risks than money market funds because they typically aim to produce higher returns. Because there are many different types of bonds, the risks and rewards of bond funds can vary dramatically.

Stock funds invest in corporate stocks. Not all stock funds are the same. Some examples are:
Growth funds focus on stocks that may not pay a regular dividend but have potential for above-average financial gains.
Income funds invest in stocks that pay regular dividends.
Index funds track a particular market index such as the Standard & Poor’s 500 Index.
Sector funds specialize in a particular industry segment.
Target date funds hold a mix of stocks, bonds, and other investments. Over time, the mix gradually shifts according to the fund’s strategy. Target date funds, sometimes known as lifecycle funds, are designed for individuals with particular retirement dates in mind.

What Are The Benefits And Risks Of Mutual Funds?


Mutual funds offer professional investment management and potential diversification. They also offer three ways to earn money:

Dividend Payments. A fund may earn income from dividends on stock or interest on bonds. The fund then pays the shareholders nearly all the income, less expenses.
Capital Gains Distributions. The price of the securities in a fund may increase. When a fund sells a security that has increased in price, the fund has a capital gain. At the end of the year, the fund distributes these capital gains, minus any capital losses, to investors.
Increased NAV. If the market value of a fund’s portfolio increases, after deducting expenses, then the value of the fund and its shares increases. The higher NAV reflects the higher value of your investment.
All funds carry some level of risk. With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

A fund’s past performance is not as important as you might think because past performance does not predict future returns. But past performance can tell you how volatile or stable a fund has been over a period of time. The more volatile the fund, the higher the investment risk.

Punishment list for Employee   Download pdf from here

Punishment list for Students  Download pdf from here

Realme C3 will be available for sale again on February 17

Realme C3 will be available for sale again on February 17



The second cell of Realme C3 will start on 17 February and will run till 21 February. Users can buy this smartphone through the e-commerce website Flipkart.

Smartphone manufacturer Realme recently launched Realme C3 in the Indian market, which the company has called Entertainment ka Superstar. This smartphone was first made available for sale on 14 February. If you missed buying the phone during the first sale, then there is no need to be disappointed. This phone will be made available for sale once again from February 17 to 21. Users will be able to buy it from the company's official website Realme.com and e-commerce website Flipkart.

Realme has shared a tweet on its official Twitter account giving information about the next sale of Realme C3. It has been told that the next sale of Entertainment ka Superstar Realme C3 will be from February 17 to February 21. 5,000 mAh battery and dual rear camera setup have been given as special features in the phone. This is only an upgraded version of the company's Realme C2, in which users will get the facility of many new features.

Realme C3 has been launched in the Indian market in two storage variants. The phone's 3 GB RAM + 32 GB storage model costs Rs 6,999. While you can buy 4 GB RAM + 64 GB storage model for Rs 7,999. This phone will be available in blue and red two color variants.

Realme C3 features and specifications


The most special feature of Realme C3 is the powerful battery of 5,000 mAh given in it, which comes with 10W charging support. At the same time, it has a 6.52-inch mini drop display. The phone is based on Android 10 OS and has been introduced on the 2.0 GHz MediaTek Helio G70 processor. For photography, users can use the dual rear camera setup. It has a 12-megapixel primary sensor and a 2-megapixel telephoto lens. The phone has a 5 megapixel front camera with AI support for selfie and video calling facilities.

Saturday, February 15, 2020

Unit test paper solution 15/02/2020

Unit test paper solution 15/02/2020



Sarv shixa abhiyan gujarat Take Unit Test In every month and every saturday. Unit test Taken In All government Primary schools In gujarat.  Unit test also called as Periodical assessment Test. Unit Test Taken in Standard 3 to 8 for various subject in all primary school. We also Put Unit test Paper solution in every unit test for each subject of every standard. For unit Test Paper solution also Visit our official website www.theshortblog.com  Now Sarv shixa abhiyan SSA going to Give Unit test Personel notebook to Every students.



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Brief  Detail of Primary school Unit Test paper Solution ::::





Exam body ::: Sarv shixa abhiyan



Exam date :::: 15-2-2020



Standard :::  3 to 5



Subject ::   STD. 3 - Gujarati

                   STD. 4-  EVS

                   STD. 5 - Maths



category ::: paper solution



Paper solution by :::







IMPORTANT LINK FOR DOWNLOAD PAPER SOLUTION ::::



DOWNLOAD PAPER SOLUTION FORM HERE STD. 3 Gujarati



DOWNLOAD PAPER SOLUTION FORM HERE STD.4 EVS



DOWNLOAD PAPER SOLUTION FORM HERE STD. 5 MATHS





Unit Test Paper solution std 3 to 5



Periodical Assesment Test Paper solution 2020

Friday, February 14, 2020

Privacy of India's 40 crore social media users will end when the new law comes into force

Privacy of India's 40 crore social media users will end when the new law comes into force



The central government is enacting a new law for social media and messaging apps. The law is likely to come out by the end of this month. In this, such provisions have been made whereby Facebook, Twitter, YouTube and TicketLock will have to disclose the identity of the user if demanded by government agencies. It is clear that the secrecy of about 400 million social media users in the country will be over when the new law comes.

It will be mandatory to obey the government's directive


Considering the proliferation of fake news, child porn, apartheid and terrorism related content on social media platforms, efforts are being made to decide their responsibility all over the world. Rules and regulations related to social media are being made for this, but the law being made in India is the most elaborate. Under this, social media companies will have to obey the government's directive and there will be no warrant or court order for this.

The draft was released in September 2018


The guidelines related to social media were issued by the Government of India in December 2018 and suggestions were sought from the common people. The Internet and Mobile Association of India had opposed the new provisions, calling them against the right to privacy, but according to information, the government is not going to make any major changes in this. In the proposed law, social media companies were given the provision of the address of the post within 72 hours on the orders of the government.

It was also mandatory for them to preserve records for at least 180 days. These rules are for all social media companies that have more than 5 million users. About 500 million people in India use the Internet, but it is not yet clear whether foreign users will come under the purview of this law.

WhatsApp did not listen to the government on the news of child theft


Security agencies around the world are troubled by the attitude of tech companies, as they do not help with government investigations. Companies often deny things like revealing the user's identity or unlocking the device. This affects many cases, especially investigations related to terrorism.

Internet and fake news are relatively new things for India, but in 2017-18, false news related to child theft on WhatsApp became very viral and as a result, more than three dozen people lost their lives in mob violence.

Even at the request of the government, WhatsApp refused to give the origin of these rumors, citing privacy law. The company had said that this would jeopardize the privacy of its 400 million users. The company instead asked for cooperation in research to prevent fake news.

Social media companies unhappy with new provisions


WhatsApp said on Wednesday that it would not compromise on security as it would make users feel insecure. At the same time, tech companies and civil rights groups are calling the new law a burden for censorship and new companies. He has also sent an open letter in this matter to Union Information and Technology Minister Ravi Shankar Prasad.

However, a ministry official has clarified that Mozilla and Wikipedia will not come under the ambit of the new law. Browsers, operating systems, software development platforms, etc. are excluded from this, but it will be mandatory for all social media companies and messaging apps to consider them.

Thursday, February 13, 2020

Valentine Day special DP all alphabet

Valentine Day special DP all alphabet


mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature.
Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide economies of scale, a higher level of diversification, they provide liquidity, and they are managed by professional investors. On the negative side, investors in a mutual fund must pay various fees and expenses.

Primary structures of mutual funds include open-end fundsunit investment trusts, and closed-end fundsExchange-traded funds (ETFs) are open-end funds or unit investment trusts that trade on an exchange. Some close- ended funds also resemble exchange traded funds as they are traded on stock exchanges to improve their liquidity. Mutual funds are also classified by their principal investments as money market funds, bond or fixed income funds, stock or equity funds, hybrid funds or other. Funds may also be categorized as index funds, which are passively managed funds that match the performance of an index, or actively managed funds. Hedge funds are not mutual funds; hedge funds cannot be sold to the general public as they require huge investments. They are more risky than mutual funds and are subject to different government regulations.

What Is a Mutual Fund?

A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.


Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds, and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.


Understanding Mutual Funds

Mutual funds pool money from the investing public and use that money to buy other securities, usually stocks and bonds. The value of the mutual fund company depends on the performance of the securities it decides to buy. So, when you buy a unit or share of a mutual fund, you are buying the performance of its portfolio or, more precisely, a part of the portfolio's value. Investing in a share of a mutual fund is different from investing in shares of stock. Unlike stock, mutual fund shares do not give its holders any voting rights. A share of a mutual fund represents investments in many different stocks (or other securities) instead of just one holding.



These 5 amazing features of WhatsApp will increase your chatting experience

These 5 amazing features of WhatsApp will increase your chatting experience



Here we are giving you information about 5 such amazing features that will enhance your WhatsApp experience…

WhatsApp is being used worldwide today. For the users, the company brings many new features, which makes your experience double. You are aware of many features, but there are also many features which are present in WhatsApp itself and you do not know about them. These features can be very useful for you. Also make your app more secure. Here we are giving you information about 5 such amazing features that will increase your WhatsApp experience.

Two-step verification:


This is a security feature. The first step in this is to choose a 6 digit pin. At the same time, the second one is your email ID. Whenever you enter your number in a new phone and login your WhatsApp on that device, your PIN is asked for it. Apart from this, no one will be able to access your WhatsApp. For this, you have to go to the settings of WhatsApp and click on Account. After this, tap on two-step verification and activate it.

Create a shortcut to a favorite contact: 


If there is someone on your WhatsApp that you talk to constantly, then you can create a shortcut for your contact on the phone's homescreen. It also saves your time. In such a situation, you will not have to open WhatsApp again and again when the person's message arrives. For this, you have to long press on WhatsApp chat. Tap on the three dots given here and tap on Add Chat Shortcut. You can also do this with group chat.

Select notification tone:


If you want, you can choose different notification tones for contacts and groups on WhatsApp. For this, go to the profile of the contact or group whose notification tone you want to set. Then tap on the custom notifications option. From here you can set the notification tone and vibration.

Data and Storage:


On WhatsApp, you can see how much data you have sent to which contact. This includes messages, photos and videos. For this, you have to go to the settings of WhatsApp. After this, you have to go to Data and Storage Usage option and tap on Storage Usage. Here you will share the most data with the person who will see you at the top.

Private reply: 


Through this feature, users can give private reply to any user in any group. The most important thing is that only the sender and receiver will see this message. You do not even have to come out of the group for this.